You can get cash, request a check, or make a purchase anywhere VISA debit cards are accepted. If this happens, you may be asked to use another form of payment to pay the full or remaining amount if you want to complete the transaction. If you don’t have enough money to cover a purchase, the transaction may be declined or partially authorized. You cannot overdraft or spend more than what has been loaded on the card. First, this card is not linked to any bank or credit union account and will not have any impact on your credit score or help you build your credit. If you have had a checking account debit card or credit card before, this card may be a little different. Be sure to immediately report if your card is lost or stolen. Once activated, your money is safe on this card and is eligible for FDIC insurance. You do not need to pay this money back and you will not be taxed on this money. The government has loaded your Economic Impact Payment onto the card for you. The Economic Impact Payment Card is a VISA prepaid debit card. Tip: If you already have a bank or credit union account that you are comfortable using to access cash for free, you can also transfer money from your card to this personal account and then withdraw cash in the same way you normally would once it is available. To avoid a fee, cash only Money Network Checks and only at participating check cashing locations. Go to to find the nearest participating check cashing locations. ![]()
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